The Discreet InvestorCrypto wealth to bank account From wallet to bank account, with the paperwork banks ask for.
Most crypto holders do not fail on the tax side; they fail at the bank, which wants to see where every coin came from. This package builds that source-of-funds file first, then opens accounts at three banks that already work with digital assets, and adds a company to hold them.
What is inside
The Crypto Exit package, priced
| Component | Our fee if bought separately |
|---|---|
| Crypto source-of-funds file: wallet history, exchanges, gains | Included |
| Xapo Bank personal account, Gibraltar | €999 |
| The Kingdom Bank personal account | €899 |
| The Kingdom Bank business account | €1,299 |
| Panama company to hold the assets | €890 |
| Total if bought separately | €4,087 |
| Crypto Exit package, 15% less | €3,474 |
Bank membership and account fees, blockchain analytics reports and an optional residence (Cyprus, Georgia, Paraguay or Panama) are quoted per case. Our fees are one-off and exclude VAT where applicable.
The logic
Why the Crypto Exit combination works
The file comes before the application
We reconstruct your wallets, exchanges and gains into one document a compliance officer can follow, before any bank sees your name.
Banks that already hold crypto
Xapo Bank holds Bitcoin and dollars under a Gibraltar banking licence; The Kingdom Bank combines IBANs and crypto; Towerbank can be added for corporate stablecoins.
Deposit protection at Xapo Bank
Your dollar balance at Xapo Bank is covered by the Gibraltar deposit guarantee scheme up to £120,000.
Crypto tax in Cyprus from 2026
If you also want to relocate, Cyprus now taxes crypto gains at a flat 8%; we can combine this package with the Cyprus one.
The order of work
How we build the Crypto Exit package
Source-of-funds file weeks 1–3
We collect exchange statements and wallet addresses, trace the history and write the narrative of how the wealth was built.
Pre-screening with the banks weeks 2–4
Each bank reviews the file informally before you apply, so a refusal never lands on your record.
Company and accounts weeks 3–6
We form the holding company and open the personal and business accounts, starting with the bank most likely to say yes.
First conversion after opening
We stay with you through the first large transfers and the follow-up questions that usually come with them.
Is it for you?
Who the Crypto Exit package suits
A good fit if
- You hold significant crypto and need to bring part of it into regular banking.
- You have exchange records and wallet access that let the history be reconstructed.
- You want a company to hold or trade digital assets.
Look elsewhere if
- The funds come from sources you cannot document, or from mixers and privacy protocols banks refuse outright.
- You only need a card for small amounts: a standard exchange account is enough.
The fine print of the Crypto Exit package
- Xapo Bank charges its own annual membership; The Kingdom Bank and Towerbank have their own account fees.
- Selling crypto is a taxable event in most countries; the file supports your tax filing but does not replace it.
- Banks decide independently; preparation raises the odds but never guarantees an account.
FAQ
Questions about the Crypto Exit package
What goes into the source-of-funds file? +
Exchange statements, wallet addresses, the purchase history, the realised gains and a written explanation that links them, in the format compliance teams expect.
Do I need to change my residence? +
No. The package works from your current residence. If you want a lower tax rate on gains, we combine it with a residence package.
Next step
Start the Crypto Exit package
In a one-hour orientation session we check whether this package fits your situation and map the order of work. The €199 fee is credited against the package if you go ahead within 30 days.
All packages: compare the six combinations.