The Discreet InvestorCompare citizenship by investment programmes Every programme. One table.
All 12 citizenship routes we run, side by side — investment, speed, mobility, tax posture and the one thing each does better than the rest. Click any programme for the full page and its cost breakdown.
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12 routes to a second passport
| Programme | Investment | Time | Visa-free | Tax posture | The edge | Visit? |
|---|---|---|---|---|---|---|
 St Kitts & Nevis | $250,000+ | 4+ months | 173 | No income tax | US 10-yr visitor visa | Biometrics + collection |
 Grenada | $235,000+ | 8+ months | 165 | No foreign-income tax | US E-2 (3-year domicile) | No |
 Antigua & Barbuda | $230,000+ | 6+ months | 150+ | No income tax | Best for large families | 5 days in 5 years |
 Dominica | $200,000+ | 6+ months | 140+ | No wealth/inherit. tax | Lowest Caribbean price | No |
 St Lucia | $240,000+ | 6+ months | 145+ | No foreign-income tax | Refundable bond option | No |
 Jordan | $494,000+ | 6+ months | ~50 | Standard CIT/PIT | MENA base — business & stock routes | No |
 Türkiye | $400,000+ | 6+ months | 110+ | Standard CIT/PIT | G20 + E-2 (3-year domicile) | No |
 Vanuatu | $130,000+ | 2+ months | 90+ | Zero personal tax | Fastest established | No |
 São Tomé & Príncipe | $90,000+ | 2+ months | 70+ | No tax for non-residents | Cheapest worldwide | No |
 Egypt | $250,000+ | 6–9 months | ~70 | Territorial for non-res. | Refundable deposit route | Short visit |
 Nauru | $90,000+ | 3–4 months | 80+ | No income tax | Neutral, climate mission | No |
 Paraguay | $70,000+ | 3+ years | 140+ | 10% flat / 0% foreign | Residency-to-citizenship | Periodic presence |
Visa-free counts move with treaty changes — figures reflect September 2026. Government fees per family composition come on top of headline investments.
Decision shortcuts
Start from your goal, not the map
Cheapest credible
São Tomé $90k for pure Plan B · Paraguay $70k if you can wait 3 years · Dominica $200k for Caribbean-grade mobility.
Strongest travel
St Kitts 173 and Grenada 165 + China lead the Caribbean.
America-minded
Grenada and Türkiye are E-2 treaty countries — usable after three years’ domicile. St Kitts and St Lucia for the 10-year visitor visa.
Capital back
St Lucia bonds (full principal, 5 yrs) · Egypt deposit ($500k, 3 yrs, in EGP) · real estate exits: Dominica 3 yrs, Grenada 5, St Kitts 7.
The questions serious buyers actually ask
Straight answers
How do I know this isn't a scam? +
Three structural protections, none of which depend on trusting us: (1) the investment is paid to the government or developer only after state approval — we never hold your capital; (2) every programme here is statutory, with official price floors — if anyone quotes below them, walk away, because governments now revoke discounted passports; (3) our fees are staged per milestone, and the first step — preliminary Due Diligence — tells you your real chances before serious money moves.
Will my home country find out? +
A second citizenship is legal for most nationalities and no CBI state notifies your home country. Separately, bank accounts are reportable under CRS to your country of tax residence — a passport doesn't change your tax residency by itself. We plan both layers together, which is exactly why tax-residency design (Paraguay, UAE, Malta options) sits next to citizenship on this site.
What happens to my money if I'm rejected? +
The sequence protects you: approval first, investment after. At risk before approval are only government processing and Due Diligence fees — which is why our free preliminary check exists: it catches ~95% of rejection causes before you spend anything meaningful.
Why you and not one of the giant firms? +
Three honest reasons: we publish live cost calculators while others make you book a call to learn a price; we take files the giants decline — crypto-sourced wealth with proper documentation is a speciality, not a problem; and you work with a principal throughout, not a junior case-manager rotation. Where a licensed local agent is legally required, we work through long-standing licensed partners — and tell you exactly who does what.
Won't the EU shut all this down? +
Not yet — but it is trying. The EU ended its own golden passports (Malta’s investment route closed in 2025) and suspended Vanuatu’s visa waiver. On 25 June 2026 the Commission asked Antigua & Barbuda — and reportedly the other four Caribbean states — to wind down their programmes by 1 June 2028, using visa-suspension rules in force since December 2025; the governments refuse a unilateral phase-out, and the next EU review is due in December 2026. The programmes answered with a regional regulator (ECCIRA), higher prices and stricter vetting. Translation: buy quality, keep the risk in view, and treat Schengen access as valuable but not guaranteed.
Twelve doors. One right answer for your file.
Tell us the goal — mobility, America, taxes, speed, or the exit — and we'll model the two or three programmes that actually fit, with exact numbers for your family. Free, confidential, one business day.