The Discreet Investor
★Official BankPro Partner
Bahamas bank account with BankPro
A digital private bank licensed by the Central Bank of The Bahamas — multi-currency accounts in 20+ currencies, Visa Platinum and Infinite cards, interest on dollar, euro and sterling balances and a brokerage desk for global stocks and ETFs. Flat, published fees and no minimum deposit.
We are an official partner of BankPro
Your application doesn't go in cold through the public sign-up form — it reaches BankPro through an established partner channel, prepared by a team that knows what its compliance expects to see.
The credentials
A Bahamian bank with a published tariff
BankPro is a young bank — founded in 2018 — but an unusually transparent one: licence, board, auditors and every fee are on the record.
Central Bank licence
BankPro Limited (reg. 64987C) is authorised by the Central Bank of The Bahamas to provide international banking services — master code LIC1139.
Securities registration
Investment and trading services are registered with the Securities Commission of The Bahamas — SIA-F226.
A Bahamian SWIFT code
BIC BKPRBSN2; the bank states that client funds are held in segregated accounts at top-tier banks.
Named governance
Owned by ProCapital Group US LLC; external auditor BDO, advisers EY; a board that includes a former Attorney General of The Bahamas.
6 advantages of a BankPro Private account
20+ currencies
Hold, convert and spend in more than twenty currencies from one account.
Visa Platinum and Infinite
Up to ten physical and five virtual cards per account, each with its own limits.
Banking and brokerage together
Stocks and ETFs on global exchanges from the same app, at 0.5%–0.7% commission.
Tiered SWIFT fees
Under shared charges, outgoing wires from $35 and incoming at $15 — a fixed price per amount band up to $1 million.
No minimum balance
A checking account with no minimum balance, opened online.
Instant internal transfers
Payments between BankPro clients arrive immediately.
BankPro Private — the published numbers
| Monthly maintenance | $25 |
| Minimum deposit | None |
| Incoming SWIFT / Fedwire | $15 |
| Outgoing SWIFT — up to $10,000 | $35 |
| Outgoing SWIFT — $10,000 to $100,000 | $50 |
| Outgoing SWIFT — $100,000 to $1,000,000 | $100 |
| Currency conversion margin | 1.5% |
| Card issuance | $25 |
| Card top-up and ATM withdrawals | 3% |
| Investment commission | 0.5%–0.7% (minimum €1) |
- Globally mobile clients living in several currencies
- Investors who want banking and brokerage in one app
- Passport and proof of address
- A documented source of funds
- Restricted: residents of the US, The Bahamas, Russia and China
- Plus 53 other countries and regions
- Online registration
- Review: days, depending on the file
One dashboard, 24 currencies
BankPro Business puts every balance on one screen: pay suppliers and teams in more than twenty currencies, upload batch payments, split roles between the person who prepares a payment and the one who approves it — and park idle cash in savings without lock-up periods.
BankPro Business — the published numbers
| Monthly maintenance | $100 |
| Incoming SWIFT / Fedwire | $15 |
| Outgoing SWIFT — up to $10,000 | $50 |
| Outgoing SWIFT — $10,000 to $100,000 | $100 |
| Outgoing SWIFT — $100,000 to $1,000,000 | $150 |
| Currency conversion margin | 1.5% |
| Card issuance | $50 |
| Savings rates (October 2026) | 2.28% USD · 2.28% GBP · 0.50% EUR |
- Certificate of incorporation, constitutional documents
- Register of directors and shareholders
- ID and address proof for each UBO and director
- Source of wealth of the beneficial owners
- Activity description and expected flows
- Origin of the company’s funds
- Cardholder, payments officer, viewer and admin roles
- Dual approval for outgoing payments
Pairing a company with BankPro
BankPro’s restricted list works by country of residence, so we check where every shareholder and director lives — not just where the company is registered — before the application, not after. We pre-screen every owner, prepare the corporate dossier and — if you need a vehicle — register a Bahamas company ourselves.
Procedure
Four steps to your BankPro account
We check your profile, your country and the origin of your funds against what BankPro actually accepts — before anything is paid.
Identity, address, source of funds and — for companies — corporate and UBO documents, assembled to the bank's standard.
Filed through our official partner channel; we answer compliance's follow-up questions in real time.
Account details issued, cards ordered — and we stay on call for the first incoming and outgoing transfers.
Published, not gated
Our BankPro fee, in the open
One-off fee, separate from BankPro’s own $25 monthly maintenance.
- Free eligibility pre-screening before anything is paid to the bank
- Source-of-funds dossier built to BankPro’s standard
- The right account plan for your profile and volumes
- Submission through our official partner channel
- Handling of every compliance follow-up question
- Support through your first transfers
One-off fee per company, separate from BankPro’s own $100 monthly maintenance.
- Pre-screening of the company, its owners and its activity
- Corporate dossier: documents, UBO records, fund origin
- Structuring advice — or an incorporation we run ourselves
- Submission through our official partner channel
- Handling of every compliance follow-up question
- Support through the first operational flows
The honest map
What the BankPro brochures skip
- Residents of 57 countries and regions can’t get full service — including the US, The Bahamas itself, Russia, China, Nigeria and Pakistan
- A 1.5% conversion margin and 3% on card top-ups and ATM withdrawals — not the cheapest for heavy FX or cash use
- No deposit insurance is claimed for the accounts, and investment products are explicitly outside the Bahamas scheme
- A young bank, founded in 2018
- A central-bank licence, a named board and a Big Four adviser
- A published, flat tariff — every fee on this page comes from the bank
- No minimum deposit, 20+ currencies and brokerage in one app
- Interest on idle cash — 2.28% on USD and GBP for business accounts
FAQ
The questions that decide BankPro files
What do you charge to open the account? +
A one-off €899 for a personal account and €1,299 for a business account: pre-screening, dossier, submission through our official partner channel and compliance follow-up. BankPro’s own fees are separate.
Who regulates BankPro? +
The Central Bank of The Bahamas, which authorises BankPro Limited to provide international banking services (master code LIC1139). Its investment services are registered with the Securities Commission of The Bahamas (SIA-F226).
Is my money protected? +
BankPro states that client funds are held in segregated accounts, but it does not claim deposit-insurance cover for its accounts, and its investment products are explicitly excluded from the Bahamas scheme. Treat it as a licensed bank without a guarantee.
Can US citizens or residents open an account? +
Residents of the United States are on BankPro’s restricted list — as are residents of The Bahamas, Russia and China. We route these clients to suitable alternatives.
Can I invest from the account? +
Yes — stocks and ETFs on global exchanges, at 0.5% to 0.7% commission depending on the plan, with a minimum of €1 per trade.
What does it cost? +
Personal accounts cost $25 a month, business accounts $100. Incoming wires are $15, outgoing from $35; currency conversion carries a 1.5% margin.
Why go through a partner instead of applying alone? +
Because the restricted list and the source-of-funds review are where files fail. As an official BankPro partner we check both before you apply and submit only files built to pass.
Is the account reported to tax authorities? +
Yes. The Bahamas takes part in CRS. It is a confidential account for legitimate money, not a hidden one.
Alternatives
Banks to compare with BankPro
- IBCs, trusts and foundations
- Multi-currency accounts, trading desk
- Dedicated IBANs and an OTC crypto desk
BankPro, opened right the first time — through an official partner.
Free pre-screening of your residence, your structure and your source of funds — before anything is paid. Reply within one business day.